Solutions Tailored To Your Needs
From Health & Welfare to Property & Casualty, we act as your fractional insurance operations team — delivering cost control, risk management, and structured programs tailored to your organization.
Health & Welfare
When you bring on KBIC as your fractional Vice President of Internal Insurance Operations of your Health & Welfare plan, you can expect a co-fiduciary that will analyze and build out a robust insurance risk management process tailored to your needs. We focus on cost containment strategies, adherance to compliance regulations, and overall plan performance and member satisfaction.
Property & Casualty
When you bring on KBIC as your trusted fractional Vice President of Internal Insurance Operations of your Property & Casualty program, you can expect the addition of an experienced risk management team that will identify gaps in coverage or overinsurance, analyze your internal risk management strategies, and review methods and options to address each.
Founded in 2010 KBIC Consulting emerged from a shared vision to revolutionize insurance management. After years in the insurance business, Andy Kaelin and Rob Brogan recognized the limitations of traditional models – where commissions and sales often overshadowed client needs. They established KBIC as a fully independent, fee-only fiduciary, to focus on delivering objective, client-centered advice for businesses in manufacturing, construction, real estate, and distribution.
KBIC doesn’t replace your insurance broker; we enhance their work by ensuring their products align with your business goals. As your fractional Vice President of Internal Insurance Operations, our team—now serving over 60 organizations—provides transparent oversight and strategic expertise to optimize your coverage, reduce costs, and streamline processes.
Built On Trust
– Driven by
Results
Pain Points We Solve
Our clients typically lack time, expertise, or desire to manage insurance deeply - KBIC bridges that gapYour time is valuable and managing insurance can be a drain on that precious resource. Let us help you reclaim your time.
Learn moreInsurance is complex, and what you don’t know can hurt you. Let us guide you with our expertise.
How we helpLet’s face it, for most of us, insurance isn’t at the top of our favorite things to manage. Let KBIC help.
Talk to usHow Is KBIC Different Than An Insurance Broker?
What Our Clients Say
“KBIC’s Team has been a tremendous addition to our Team. We have known of KBIC for a while. In the past, we chose not to utilize their services, thinking we could achieve the results on our own with our broker relationships. We found that not to be the case through many trials and tribulations. In 2022, we hired KBIC to manage our insurance process and have re-upped for another year. They truly act as a fractional chief insurance officer and are a part of our team. Their experience and service in this realm are top-notch, and their fiduciary approach is like nothing I have experienced in managing insurance. As CFO, I can now review data, provide input, direction, and vision, and then KBIC handles the rest. Oh, and I almost forgot they save us money too!“
– CFO, GEMCO Constructors LLC
“We engaged KBIC to act as our “Chief Insurance Officer” for both health insurance and commercial liability. They keep our insurance providers honest and do a great job of managing our renewals and risks. They are invaluable.”
– CFO, Browning Investments
“KBIC provides value added tactical and strategic employee benefit advice and guidance. A truly beneficial partnership that leverages industry knowledge into long and short term strategic planning, cost reductions, and enhanced benefits offerings to employees.”
– Director of HR, Surface Prep
“Managing corporate health insurance and wellness programs is a complex and crucial function for any business leader, with the ultimate goal being to offer great options to our team members at a reasonable cost. With the health insurance environment being one of ever-increasing and opaque insurance costs, this requires industry knowledge and creativity that exceeds many businesses’ internal capacities.
KBIC has helped us craft creative and competitive health insurance and wellness offerings for our team members. They’ve accomplished this by working side by side with our Team and taking the time to understand what’s important to us. They have then used their deep knowledge of the broker and insurance industry to help us align with partners that fit our needs. We count on KBIC to help us deliver great results for our team members!”
– Chairman & CEO, Citizens State Bank
Insight
Optimizing Stop-Loss Through Data-Driven Plan Design
Case Study
Rx Formulary Realignment to Reduce Specialty Spend
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