Your Fiduciary Partner for Business Insurance

Objective Insurance Expertise, Tailored for Your Business

Tailored Manufacturing Insurance Services

KBIC Consulting empowers Midwest manufacturers with fiduciary oversight and fractional expertise, optimizing your insurance to tackle rising stop-loss costs, production risks, and compliance challenges—all while maximizing value.

Protecting Construction Management Success

KBIC Consulting partners with Midwest construction management companies, delivering fiduciary oversight and expertise to optimize insurance coverage, manage safety compliance risks, and reduce costs.

Safeguarding Corporate Real Estate Investments

KBIC Consulting supports Midwest corporate real estate firms with fiduciary expertise, optimizing insurance coverage to manage property risks and control costs effectively.

Pain Points We Solve

Our clients typically lack time, expertise, or desire to manage insurance deeply – KBIC bridges that gap

Time

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Expertise

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Desire

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Why KBIC

Why Choose KBIC?

Fiduciary Objectivity

Our fiduciary objectivity sets us apart. Unlike brokers, we don’t sell insurance. We are a fee-only, third-party fiduciary, and are 100% independent. Trust us to prioritize your needs, ensuring your coverage aligns with your financial goals.

Fractional Expertise

KBIC Consulting provides insurance guidance at an affordable cost. As your dedicated Chief Insurance Officer, our specialized expertise streamlines your insurance strategy without the overhead of a full-time executive. Our focus is maximizing value and minimizing complexity for your business.

Industry Focus

KBIC Consulting serves small to medium businesses in manufacturing, construction, real estate, and distribution. Our deep industry focus allows us to tailor insurance strategies that address your unique risks and goals.

What Our Client's Say

“Great for growing companies not wanting to invest their own human capital in HR/Risk Management…” 
– Becknell Industrial, Clay Thelen

Unlock Smarter Insurance Strategies

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KBIC Works With Your Broker

Selling Insurance and effectively managing Insurance are two very different endeavors. KBIC does not sell insurance. That is the job for your broker.

KBIC helps you manage your insurance. Our job is to get you the most effective coverage for the most reasonable price. We do that by knowing how insurance works and only considering what is best for your business. KBIC is a fiduciary. We act only in your best interest. No conflicts, ever.

While your broker is an important member of your insurance team, KBIC can help make sure that the work they do is in alignment with your business goals.

Our clients generally tell us they don’t have the time, expertise, or desire to become the insurance expert. And while they appreciate the work their broker does, insurance is too important to their business to not have dedicated and experienced advocate working for them.

Founded in 2010 KBIC Consulting emerged from a shared vision to revolutionize insurance management. After years in the insurance business, Andy Kaelin and Rob Brogan recognized the limitations of traditional models – where commissions and sales often overshadowed client needs. They established KBIC as a fully independent, fee-only fiduciary, to focus on delivering objective, client-centered advice for businesses in manufacturing, construction, real estate, and distribution.

KBIC doesn’t replace your insurance broker; we enhance their work by ensuring their products align with your business goals. As your fractional Chief Insurance Officer, our team—now serving over 60 organizations—provides transparent oversight and strategic expertise to optimize your coverage, reduce costs, and streamline processes.

Built On Trust

 – Driven by

Results

Let's Connect

Got a question, or need help with your business insurance? Let us help.