Why Choose KBIC?
Fiduciary Objectivity
Our fiduciary objectivity sets us apart. Unlike brokers, we don’t sell insurance. We are a fee-only, third-party fiduciary, and are 100% independent. Trust us to prioritize your needs, ensuring your coverage aligns with your financial goals.
Fractional Expertise
KBIC Consulting provides insurance guidance at an affordable cost. As your dedicated Chief Insurance Officer, our specialized expertise streamlines your insurance strategy without the overhead of a full-time executive. Our focus is maximizing value and minimizing complexity for your business.
Industry Focus
KBIC Consulting serves small to medium businesses in manufacturing, construction, real estate, and distribution. Our deep industry focus allows us to tailor insurance strategies that address your unique risks and goals.
KBIC Works With Your Broker
Selling Insurance and effectively managing Insurance are two very different endeavors. KBIC does not sell insurance. That is the job for your broker.
KBIC helps you manage your insurance. Our job is to get you the most effective coverage for the most reasonable price. We do that by knowing how insurance works and only considering what is best for your business. KBIC is a fiduciary. We act only in your best interest. No conflicts, ever.
While your broker is an important member of your insurance team, KBIC can help make sure that the work they do is in alignment with your business goals.
Our clients generally tell us they don’t have the time, expertise, or desire to become the insurance expert. And while they appreciate the work their broker does, insurance is too important to their business to not have dedicated and experienced advocate working for them.
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About KBIC
Founded in 2010 KBIC Consulting emerged from a shared vision to revolutionize insurance management. After years in the insurance business, Andy Kaelin and Rob Brogan recognized the limitations of traditional models – where commissions and sales often overshadowed client needs. They established KBIC as a fully independent, fee-only fiduciary, to focus on delivering objective, client-centered advice for businesses in manufacturing, construction, real estate, and distribution.
KBIC doesn’t replace your insurance broker; we enhance their work by ensuring their products align with your business goals. As your fractional Chief Insurance Officer, our team—now serving over 60 organizations—provides transparent oversight and strategic expertise to optimize your coverage, reduce costs, and streamline processes.
Unlike brokers, we don’t sell insurance
Let's Connnect
Got a question, or need help with your business insurance? Let us help.