Resources

Navigating Indiana Senate Bill 3

Navigating Indiana Senate Bill 3

What Employers Need to Know As a small or medium-sized business in Indiana, managing your employee health benefits is both a critical responsibility and a significant cost. With the introduction of Indiana Senate Bill 3 (SB 3), effective July 1, 2025, the landscape of...

Why Fiduciary Expertise Matters for Your Business Insurance

Why Fiduciary Expertise Matters for Your Business Insurance

Unlike brokers who earn commissions placing policies, a fiduciary partner like KBIC operates on a fee-only basis, legally bound to act solely in your interest. We don’t sell insurance; we work alongside your broker—managing the relationship to fully leverage their market knowledge while ensuring alignment with your business goals.

How KBIC Enhances Your Insurance Strategy Alongside Your Broker

How KBIC Enhances Your Insurance Strategy Alongside Your Broker

Your insurance broker is a licensed professional who excels at navigating the marketplace to find and place coverage tailored to your needs—whether it’s property and casualty (P&C) or employee benefits. KBIC Consulting complements your broker’s efforts by serving as your fee-only, third-party fiduciary—an extension of your team with a singular focus on your interests.